Two cards per page — cut apart and keep on the fridge or in your wallet!

30-Second Family Starter
Professor Owl's Smart Choices
Ask at dinner, in the car, or at bedtime:

"What is one money choice you made this week that you're proud of?"

Keep the conversation going:
  • Was it hard to make that choice? What made you decide?
  • What would Professor Owl say about your choice?
  • Can you think of an even smarter choice you could try next week?
💡 No wrong answers — just good conversations! Penny's Learning World
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30-Second Family Starter
Professor Owl's Smart Choices
Ask at dinner, in the car, or at bedtime:

"Before you buy something, what questions should you ask yourself?"

Keep the conversation going:
  • Professor Owl says "Good decisions start with good questions." What's YOUR best question before spending?
  • Is it ever okay to buy something just because it makes you happy? What would make it a wise choice?
  • Think of something you bought recently. Was it a good decision? What would you do differently?
💡 Ask before you act — that's Professor Owl's golden rule! Penny's Learning World
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